S&P Global upgraded India’s sovereign outlook to BBB in August 2025, which is a positive development, leading to strong macroeconomic stability.
GAIA Residences | Sector-102, Dwarka Expressway
Amstoria Verti-Greens | Sector 102, Gurugram
The Deck | Sector 82, Faridabad
Financing
Options for NRIs
Buying property in India for NRIs is becoming simpler than ever. Major Indian public and private banks, NBFCs and housing finance companies are offering NRI home loans with flexible repayment options through NRE/NRO/FCNR accounts.
- Up to 75–85% of property value eligible for loan
- 20 years flexible <br> loan tenure
- Rental income or overseas remittance for repayment
- Lending support from leading banks such as SBI, ICICI, Axis, HDFC, Kotak Mahindra and others.
India’s Moment to Grow,
A Smart Time to Invest
India’s real estate market continues to offer some of the best places for NRIs to invest. Here’s why:
As per JLL’s report, released in September 2025, the strong growth in IT/ITES sector jobs, rising middle-class aspiration, NRI property investment & urbanisation are fuelling housing demand
Projects by Location
BPTP Projects across the NCR are strategically located and showcase premium, highly sought-after features for homebuyers. Our strong footprint in the key satellite cities, such as Gurugram, Noida and Faridabad, makes us a preferred residential real estate developer in the NCR, particularly among NRI buyers. This positioning is strengthened by a sustainability-driven philosophy aligned with long-term urban and environmental considerations.
Gurugram
- Prime addresses along the Dwarka Expressway, Golf Course Extension Road, with seamless connectivity to Sohna Road and NH-8
- Direct connectivity to major corporate districts, IGI Airport, IICC Yashobhoomi, the Diplomatic Enclave and the upcoming
Global City - Communities featuring iconic glass and metal façades, sky gardens, and built on higher construction standards
- Clusters of amenities and unique township infrastructure designed to create a refined, enduring sense of community and belonging
Faridabad
- Direct connectivity to the upcoming Jewar International Airport, set to be India’s largest.
- Rapidly evolving city with robust metro and
road connectivity - Spacious apartments, premium plotted developments, and ultra-premium residences.
- Equipped with state-of-the-art lifestyle amenities
- Strategically positioned near Delhi-Mumbai Expressway, DND-KMP Expressway, upcoming FNG and Faridabad-Jewar Airport expressways, and Amrita Hospital in Faridabad.
Noida
- Rapidly emerging as a major business and investment hub within NCR
- Strong connectivity via expressways, metro corridors, and upcoming infrastructure
- Home to BPTP Capital City, a strategically located commercial development and LEED v4.1 Platinum Certified.
Upcoming NRI Events
We are constantly hosting NRI property events, investment webinars, and exclusive site tours. Join our next event to discover high-potential developments and unlock premier opportunities designed specifically for global real estate investors.
| Date | Location | Description |
|---|---|---|
| 13th & 14th Dec'25 | London | Property Expo London |
| 13th & 14th Dec'25 | Bangkok | NRI Investment Fair Bangkok |
| 06th & 07th Dec’25 | Singapore | Indian Property Investment Festival, Singapore |
Legal Know-How for NRIs
Buying property in India as an NRI is simple under RBI and FEMA guidelines.
What is allowed?
Residential & commercial real estate.
What is not allowed?
Agricultural land, farmhouses, plantations.
Documents required to buy a property
Passport/OCI card, PAN, overseas address proof, NRE/NRO account, POA if applicable.
Repatriation rules
Rental income and sale proceeds can be repatriated, subject to RBI guidelines.
Who qualifies as an NRI, PIO, or OCI for property purchase in India?
• NRI: Indian citizen residing abroad for employment, business, or vocation.
• PIO: Foreign citizen (except Pakistan or Bangladesh) with Indian ancestry.
• OCI: Overseas Citizen of India cardholder.
Can NRIs buy property in India?
Yes. NRIs, PIOs, and OCIs are legally allowed to buy residential and commercial properties in India without RBI approval. However, they are not allowed to purchase agricultural land, farmhouses, and plantations.
Can NRIs purchase property jointly with a resident Indian?
Yes. Joint ownership while buying a property in India is permitted with NRIs, OCIs, PIOs, or Indian residents.
How many properties can an NRI buy in India?
There is no cap on the number of residential or commercial properties an NRI can own in India.
Can NRIs avail home loans in India?
Yes. Many leading Indian banks and housing finance companies offer NRI home loans:
- Loan up to 85% of the property cost, depending on the credit score of the applicant
- Up to 30-year tenure available
- Repayment via NRE/NRO accounts is available
What documents are required to buy property as an NRI?
- Passport & visa / OCI Card
- PAN Card
- Overseas address proof
- Bank account details (NRE/NRO)
- Passport-size photographs
- Power of Attorney (if applicable)
Can NRIs sell property in India?
Yes. NRIs can sell a property to Indian residents, NRIs, or OCIs. However, the sale of farmhouses/agricultural land requires RBI approval and must be sold to an Indian resident only.
How can NRIs repatriate funds from property sale?
- Allowed for up to two properties
- Up to $1 million per annum (with tax compliance)
- Funds must have been invested through NRE/FCNR accounts or foreign remittances
What are the tax implications for NRIs on property in India?
- Rental income: Taxed in India; subject to TDS
- Capital gains: 20% (long-term with indexation) or slab rate (short-term)
- DTAA benefits: Applicable based on your country of residence
Note: The information mentioned above is subject to change in accordance with government policies and may be updated without prior notice.
Can NRIs rent out their property?
Yes. Rental income is permitted and can be credited to NRO accounts, subject to TDS.
Ask. Connect. Belong.
Ask. Connect. Belong.
Got a question? Want to explore opportunities? Whether you’re a future homeowner or a channel partner, we’re here to listen, guide, and grow together. Let’s connect.
Disclaimer: All information provided above is for general informational purposes only and may vary based on individual circumstances. Such information is subject to modification at the discretion of banks’ and in accordance with government policies, without prior notice. The Company assumes no responsibility or liability for any reliance placed on the contents herein. Independent advice from a qualified financial advisor is strongly recommended before taking any action.
